While the destination is famous for its beauty, the true magic lies in the rarefied few that go beyond postcard perfection. These aren’t your typical luxury villas, they’re architectural marvels floating on the ocean, complete with private butlers, bespoke wellness rituals, curated dining, and levels of privacy that feel almost surreal.

Here, we spotlight five of the most extravagant overwater villas in the Maldives, each with a tariff upwards of ₹50,000 per night. Designed for those who seek the extraordinary, these villas are not just accommodations, they’re your own private slice of paradise.

Soneva Jani – Chapter Two Water Reserve with Slide

At Soneva Jani, luxury and sustainability blend perfectly. Chapter Two Water Reserves are nothing less than breathtaking, complete with private freshwater pools, sunken dining spaces, and a waterslide that spills directly into the lagoon. The villas are massive, multi-roomed retreats with retractable roofs on the master bedrooms to gaze at the stars from bed.

Expect bespoke butler service, bikes to ride through the green island, and use of the resort’s pampering wellness facilities. Dining here is an experience in itself, from organic fine dining to overwater sushi and cheese rooms. And if you desire absolute privacy, the in-villa dining arrangement is perfect.

Address: Medhufaru Island, Noonu Atoll, Maldives

Tariff in INR: ₹2,50,000 to ₹4,50,000+ per night

The St. Regis Maldives Vommuli – Overwater St. Regis Suite

For a dream of modern luxury with a Maldivian flair, the Overwater St. Regis Suite is in every respect fulfilling. The lavish one-bedroom villa boasts ocean panoramas, a personal infinity pool, and elegant interiors that are laced with rich mahogany, natural stone, and handcrafted furniture. There’s even a glass floor panel in the living area to observe marine life flow beneath your very feet.

Relish the iconic St. Regis butler service, relax at the Iridium Spa with its hydrotherapy pools and holistic rituals, and eat at any one of the resort’s six gourmet restaurants, including an underground cellar with more than 2,000 wine labels.

Address: Dhaalu Atoll, Maldives

Tariff in INR: ₹3,00,000 to ₹4,00,000+ per night

Cheval Blanc Randheli – Water Villa

From the LVMH residence, Cheval Blanc Randheli redefines elegance. The water villas are design masterstrokes that combine minimalist elegance with lavishness. High ceilings, sculptural furnishings, and floor-to-ceiling windows that open out to a private infinity pool and deck. The interiors are bathed in soothing neutrals, punctuated by carefully chosen art pieces.

Each of the villas has a dedicated “Majordome” (butler) and customized experiences, from picnic at sunset to exclusive speedboat tours. The Cheval Blanc Spa on its own island features Guerlain rituals, and meals vary from French haute cuisine to fresh Maldivian seafood with a twist.

Address: Randheli Island, Noonu Atoll, Maldives

Tariff in INR: ₹3,50,000 to ₹5,00,000+ per night

Waldorf Astoria Maldives Ithaafushi – Stella Maris Ocean Villa

Accessible by private boat only, the Stella Maris Ocean Villa is the epitome of private romance. It’s an overwater two-story home with open-air lounge decks, a private infinity pool, and floor-to-ceiling windows that fill every area with golden ocean light. A chef’s service pavilion, BBQ station, and outdoor jacuzzi are part of the charm of this villa.

The villa is ideal for honeymooners who desire seclusion and first-rate facilities. The guests also enjoy complete access to the resort’s eleven restaurants, an overwater spa facility, and specially designed wellness journeys encompassing meditation, sound healing, and custom-made fitness regimens.

Address: Ithaafushi Island, South Malé Atoll, Maldives

Tariff in INR: ₹3,00,000 to ₹4,80,000+ per night

Joali Maldives – Ocean Water Villa with Pool

Each corner in Joali is a fiesta of art and luxury. The Ocean Water Villa with Pool includes a private infinity pool, overwater hammocks, a dressing area, and opulent indoor and outdoor bathrooms with unobstructed ocean views. As an “immersive art resort,” Joali is unique with carefully selected art works and well-thought-out, whimsical details everywhere.

Wellness here is spiritual and sensual, there’s the JOALI ESPA spa, interactive dining experiences, or marine conservation workshops to indulge in. If design, sustainability, and innovation drive you, Joali is the ideal retreat.

Address: Muravandhoo Island, Raa Atoll, Maldives

Tariff in INR: ₹2,80,000 to ₹4,00,000+ per night

These villas aren’t just accommodations, they’re elevated experiences meant for once-in-a-lifetime memories. Whether you’re honeymooning, celebrating something special, or simply escaping the ordinary, the Maldives’ top-tier overwater villas offer a level of luxury that floats well above the rest.

When it comes to overwater luxury, the Maldives doesn’t just meet expectations, it surpasses them in the most unforgettable ways. These villas offer more than just beautiful views; they’re immersive sanctuaries where every sunrise feels personal, every meal is a curated experience, and every moment is yours alone. If you’re ready to splurge on a stay that’s as extraordinary as the destination itself, these overwater retreats promise not just a holiday, but a dream carved into reality.